Whatever kind of move you want to make, make it with Help to Buy
You may not realise it, but the government-backed Help to Buy scheme is available to all new home buyers, and not just those starting out. Which means wherever you are on the housing ladder, not only can you move with
just 5% deposit, but you could own a stunning Jones home, for a lot less than you might think.
Lower your mortgage repayments
As long as you have a 5% deposit, the government will lend you up to 20% of the value of the property through an equity loan. This is interest free for the first five years and you can repay it when you sell your home
or any time before. You’ll then only need to get a 75% mortgage, which opens the door to a choice of better rates and lower repayments.
To find out more, speak to one of our Sales Advisors. They will explain the
scheme in detail and put you in touch with an Independent Financial Advisor.
Enquire about Help To Buy
Download the Help to Buy Buyers guide
*Help to Buy purchasers are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings and any deposit where required. Eligible applicants will be offered an equity loan of 20% of the market price, interest free for the first five years. At the start of year six a fee of 1.75% is payable on the equity loan, which rises annually by RPI inflation plus 1%. Terms and conditions apply and full details will be provided on request. Only available on selected properties in England. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Please ask our Sales Advisor for full terms and conditions. Details correct at time of distribution. Images for illustrative purposes only.
You’ll be amazed what you can afford with Help to Buy:
- You only need a 5% deposit
- Qualify for up to a 20% interest-free government loan†
- Enjoy better rates on a 75% mortgage
- 100% of your new home is all yours
Use our mortgage calculator to see how much you could afford
Mortgage Calculator *
*The Jones Homes mortgage calculator is intended only as a guide, this mortgage calculator gives an example of a mortgage where the mortgage payments are calculated by applying the relevant interest rate to the amount of loan outstanding on a monthly basis. If your mortgage lender uses a different calculation method the monthly repayments may slightly differ.
Find your new Jones home